# Depositing and Earning

## How do I deposit?

Connect your wallet and click "Deposit" for the asset you want to deposit within the [home page](https://vires.finance). Select the amount you'd like to deposit and click "Confirm" button. Once the transaction is confirmed, your deposit is successfully registered and you begin earning.

## How much will I earn?

Depending on the asset, each deposit in eligible for

* **The interest payment on loans.** Depositors share the interests paid by borrowers corresponding to the borrow rate. Higher the utilisation of a reserve mean the higher yield for depositors.&#x20;
* **Staking income.** Tokens that support *risk-free* staking/leasing within Waves ecosystem can be staked/leased automatically by underlying smart contracts.
* **\[Upcoming] Governance token** will be continuously distributed for liquidity provision.

## Where can I see the earned income?

Your income appears in the form of your deposit increasing with every block(\~1 minute). There's neither a dedicated field within the interface for that nor an airdrop procedure -- simply your Supply grows over time.&#x20;

## Is there a minimum or maximum amount to deposit?

There's no minimum or maximum defined for any operation.&#x20;

## How do I withdraw?

To withdraw, click the "Withdraw" button for the asset you want to pull. Select the amount to withdraw and submit the transaction. Please mind that the withdraw operation can reduce your Account health.

## When can I withdraw?

You can withdraw any amount at any time, except for the times when everything is borrowed. During these periods, however, the Supply APY skyrockets and you probably wouldn't want to withdraw. If you still do, the high Supply APY will attract other depositors6 so the funds will soon be available for withdrawal.

## What is "Use as collateral"?

When and after depositing your assets, you are able to unselect the asset so that it will not be used as collateral. Using asset as collateral increases your Borrow limit. Opting out from using an asset as collateral lows your Borrow limit and decreases your Account health.


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